Coverage Gap Visualizer

Coverage gap visualizer

Change the toggles below to see, conceptually, how common coverage choices generally shift what's typically protected versus what's typically left as a gap — in a generic example scenario, not a personal calculation.

Adjust the toggles

This is a conceptual illustration, not a calculator. The bars below represent general, illustrative patterns only — no dollar amounts are calculated from anything you enter, and nothing here is a personal recommendation.

Liability limit (generic example)

Deductible (generic example)

Property valuation method

Liability limit — typically protected vs. gap

Deductible — typically protected vs. gap

Property valuation — typically protected vs. gap

Solid teal = typically protected by the coverage choice shown. Hatched amber = the portion that's typically a gap — generally the policyholder's own responsibility. Proportions are illustrative, not calculated from real premium or claims data.

What is a deductible? →

Full definition in the glossary.

ACV vs. replacement cost →

Full definition in the glossary.